Kids' Money Books For Parents

Now Available From
Kids' Money Press

Allowance Magic Turn Your Kids Into Money Wizards By David McCurrach Kids' Money Press, 2003

If you want to get the most out of your kids' allowance,
you will want to read and use this book.

"Teach your kids the right money values and give them the priceless asset of financial independence. Jayne Pearl's Kids and Money is a superb tool to begin the process."
Steve Forbes, president and editor-in-chief Forbes magazine

If you've ever worried about whether your child will handle money responsibly and become self-sufficient, worry no more. Jayne Pearl shows you creative ways to help your kids develop the discipline they'll need to manage their own finances.

Teach your kids important skills, such as how to devise--and stick to--a budget, and how to avoid overspending and debt. Learn how to answer tough questions. Explore more than 80 on-line resources that let the whole family learn together. If your kids are college-bound, you'll find saving techniques from top financial advisors.

Get advice from parents, psychologists, and other experts on:

• Teaching kids to keep track of their money--with piggy banks, checkbooks, and computers
  
• Transforming shopping trips from "gimme" battles to cooperative goal setting
  
• Inoculating kids against questionable values they acquire from the media and friends
  
• Spotting and preventing problem behavior: credit-card abuse, shoplifting, teen gambling, and impulsive spending
  
• Finding your most effective role in helping kids land their first job
  

For parents of kids anywhere from preschool to college, this book is a rich resource for putting your children on the road to financial success.

Jayne A. Pearl has been a business reporter and editor for almost twenty years. She worked for Forbes magazine, colaunched Family Business magazine, and has written extensively on corporate finance, family business, and economics. Her E-mail address is MoneyKids@aol.com.

Part I - Planting Financial Roots
Tools for grounding kids with financial savvy, constructive financial habits, and positive financial values

Chapter 1: Making the Most of Allowance, Gifts, and Work
Chapter 2: Saving and Investing for Tots and Teens
Chapter 3: Teaching Accountability for Cash and Credit
Chapter 4: Guiding Little Big Spenders

Part II - Sprouting Financial Wings
How to launch your kids into the world and equip them to live financially independent and productive lives

Chapter 5: Getting Your Child to and through College
Chapter 6: Helping Your Child Nab the Right First Job
Chapter 7: Answering Sensitive, Nosy, Touchy Questions

It starts with a cookie when the kids are still small enough to ride in the grocery store card, reaches a peak when they're sixteen and want wheels of their own, and includes hundreds of variations in the years between. In fact, it sometimes seems as if "Can I have that?" is the only question kids ask about money. As a parent, your answers run a fine line between too soft and too hard, and you may later feel you didn't choose the "right" answer. What can you do?

Ask, Dr. Tightwad!

The wise, warm, and witty Janet Bodnar, in her guise as Dr. Tightwad, tackles over a hundred questions that kids ask most frequently about money (and your financial situation!). They include:

• Are we poor?
• Can I have a raise in my allowance?
• Why is a dime smaller than a nickel if it's worth more?
• I lost my library book. Will you pay for it?

• Why can't I have one? Everybody else does!

Bodnar indicates what your snap response to a give question is likely to be--"Do you think we're made of money?" --then offers Dr. T's "prescription." Each commonsense answer is a sensible decision, and a learning experience for your children. They'll learn about the value, and the values, of money--what's important and what's not.

Janet Bodnar (a mother of three) is author of Dr. Tightwad's Money-Smart Kids and senior editor of Kiplinger's Personal Finance Magazine. She also writes "Dr. Tightwad," the weekly column carried nationally by the New York Times Syndicate. Bodnar is a frequent guest on radio and television programs around the country.

Chapter 1: Why You Need a Snappy Comeback
Chapter 2: Mom, Can I Have That?
Chapter 3: Are We Rich or Poor?
Chapter 4: Gifts & Money Manners
Chapter 5: Kids as Customers
Chapter 6: The Color of Money
Chapter 7: The Main Event: Allowances
Chapter 8: Banks: Piggies to ATMs
Chapter 9: To Market, To Market
Chapter 10: The Teen Scene
Chapter 11: Losses & Loans & Penalties, Oh My!
Chapter 12: The World of Work
Chapter 13: Sensitive Issues, Sensible Solutions
Chapter 14: Dr. T's Final Rx

This book will...

• Explode the myth that you need to earn a high income to become rich
  
• Challenge the belief that your house is an asset
  
• Show parents why they can't rely on the school system to teach their kids about money
  
• Define once and for all an asset and a liability
  
• Teach you what to teach your kids about money so they will benefit in ways you did not.

There Is A Need
Lessons
Chapter One	Rich Dad, Poor Dad
Chapter Two	Lesson One-- The Rich Don't Work for Money
Chapter Three	Lesson Two-- Why Teach Financial Literacy?
Chapter Four	Lesson Three-- Mind Your Own Business
Chapter Five	Lesson Four-- The History of Taxes and the Power of Corporations
Chapter Six	Lesson Five-- The Rich Invent Money
Chapter Seven	Lesson Six-- Work to Learn--Don't Work for Money
Beginnings
Chapter Eight	Overcoming Obstacles
Chapter Nine	Getting Started
Chapter Ten	Still Want More?
Epilogue	College education for $7,000

Are you worried about your children's financial future? Then whatever their ages, now is the time to each them the money skills they will need every day of their lives.

Neale S. Godfrey is not only an expert in family finance but also a parent who puts her advice to work in her own home. Chairman of the Children's Financial Network, mother of two, and a frequent commentator on national television, Godfrey has designed a unique program for kids--from those as young as three to those in their teens--that teaches them how to earn, save, and spend money wisely while it lets parents clearly communicate their family's values. Using age-appropriate exercises and concrete examples, Godfrey shows parents how to deal with such situations as:

• Your teenager desperately wants a $75 pair of designer jeans, and there's only money in the budget for a moderately priced pair. Do you give her the money?
  
• Your five-year-old wants an allowance. Should he get it if he doesn't do his chores?
  
• Your daughter's best friend is going to Florida on vacation. How do you explain why your family can't go?
  
• What and why do your kids need to know about your finances?
  

For parents who want to teach their kids the value of money and personal values, there's no better guide than Money Doesn't Grow on Trees.

Neale S. Godfrey is the former President of the First Women's Bank, founder of the First Children's Bank, and Chairman of the Children's Financial Network. She has appeared on CNBC and Good Morning, America and is an acknowledged expert on family finances. She lives in Mountain Lakes, New Jersey.

Introduction: Why Your Children Must Be Fluent in Finance
1. What Kind of (Financial) Personality Do You and Your Children Have?
2. How to Teach Your Child the Basics of Money Management
3. When to Start Your Child on an Allowance
4. How to Help Your Child Set Up a (Successful) Budget
5. How to Introduce Your Child to the World of Banking
6. How to Use the World as Your Financial Classroom
7. How to Explain the Terrible Ts: Tipping, Taxes, Tickets, Tokens, and Tolls
8. How to Work with Your Teenager on Money Management
9. What Parents Need to Tell a Child About Their Own Finances
10. How to Negotiate Living with Your Adult Children
Epilogue: One Final Word--"Go Forth and Multiply"

In her #1 New York Times bestseller, Money Doesn't Grow on Trees, Neale Godfrey showed parents how to teach their children about money: what it is, how it works, and how to use it effectively and responsibly. A Penny Saved expands on these essential life lessons for kids from preschoolers through teens and give parents a concrete structure to reach values and life skills. A Penny Saved show parents how to:

• Use teaching games and exercises to create a safe "lab" where children can learn personal responsibility and accountability, and how to function effectively in the real world
  
• Teach their kids what money can't buy: net worth and self-worth aren't the same thing
  
• Communicate family values by using real-life lessons: why finding a wallet and not returning it is the same as stealing
  What your kids don't know can hurt them. A Penny Saved gives parents and kids the tools to deal successfully with the changes that life will inevitably send their way.